- Q3 diluted EPS reached a record $1.03 vs. $0.94 YoY, with net income rising to $38.64M.
- Net interest margin expanded to 4.42% (core NIM 4.26%) alongside 4% annualized loan growth.
- Asset quality remained strong with annualized net charge-offs at 0.04% and an efficiency ratio of 49.05%.
?? Positive AI Sentiment (+6.5 / 10)